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Microsoft Financing Frequently Asked Questions
Updated: June 1, 2009
Q. What is Microsoft Financing?
A. Established in
2005, Microsoft Financing provides customers with a
simple, convenient, and affordable way to acquire
their IT solutions. Customers do not need to arrange
an independent source of financing for their
solutions when Microsoft Financing participates in
the transaction.
Q. What is the benefit of choosing Microsoft
Financing?
A. Microsoft Financing
helps customers focus on what matters most: finding
the best IT solution to ensure business success.
Microsoft Financing enables customers to have one
financing resource for IT needs, including
end-to-end solutions. Depending on the business size
and budget-management requirements, Microsoft
Certified Partners offer Total Solution Financing
and Enterprise Financing programs that help global
businesses finance technology solutions. For
organizations that already license software from
Microsoft, License Financing options are convenient
and spread the costs of the software over an
extended period of time, preserving capital
resources for other investment.
Q. How long can the solution be financed?
A. Financing is for 24
to 60 months, depending on the financing program.
Q. What is the interest rate that is being offered
on the financing?
A. Competitive
interest rates will be offered to customers,
determined by the market conditions, transaction
size, and customer creditworthiness.
Q. What is the average ticket size? Is there a
financing minimum or maximum (purchase)?
A. Purchases financed
can range from several thousand dollars to several
millions of dollars; customers range from small
businesses to global Fortune 500 companies.
Customers can apply for any amount required,
providing it exceeds the minimum transaction size.
The minimum amount of
an initial financing agreement is set at a program
level and varies by country. In the United States,
for example, the current minimum investment is
US$3,000.00.
Learn more about Microsoft Financing
Q. Will down payments be required?
A. There is generally
no requirement for down payments.
Q. How can a customer get a financing application?
A. Customers
interested in a financing solution and application
should contact their local Microsoft Certified
Partner, Microsoft Account Manager, or authorized
distributor.
Q. Where is financing available?
A. Microsoft Financing
currently operates in the following 15
countries/regions.
• North America: United States and Canada
• Europe, the Middle East, and Africa: United
Kingdom, Germany, Spain, Belgium, France, Italy,
Switzerland, and The Netherlands
• Asia Pacific: Korea, Australia, New Zealand, and
Japan
• Latin America: Brazil
Microsoft Financing is
expanding to include additional countries.
Q. What happens if a customer
is delinquent or defaults in making a payment?
A. If a customer
delays in making a payment, they are charged a late
fee. Microsoft Financing will take the appropriate
legal action in cases of customer default.
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